BC Highway Patrol caught over 150 drivers in the Kootenays operating vehicles without insurance last year.
“BC Highway Patrol – Kootenay has found a shocking number of drivers operating vehicles without valid insurance,” said RCMP officials. “From December 1, 2023, to January 11, 2024, BC Highway Patrol – Kootenay has located 177 drivers operating uninsured vehicles.”
Each driver was handed a $598 violation ticket for not having insurance.
“Drivers should think about the risks of operating without insurance which include paying a significant fine, being financially responsible for a collision, and expensive towing costs,” said Inspector Chad Badry, officer in charge of Kootenay Highway Patrol. “There is a risk of a driver’s license suspension or increased sanctions in court for repeat offences.”
BC Highway Patrol officials compiled the top 10 excuses they heard when pulling over someone without insurance:
- “ICBC never sent me a reminder.”
- “I am on the way to purchase insurance right now.”
- “I forgot.”
- “I don’t have a decal anymore.”
- “My insurance is paid for automatically, so I thought I didn’t need to renew.”
- “The registered owner is my mom, dad or friend and it’s their job.”
- “This is a company vehicle.”
- “My vehicle is insured, but I don’t have the documents.”
- “I cancelled the credit card that was making the preauthorized payments.”
- “I know I don’t have insurance, but I needed to go somewhere.”
Police officials urge you to avoid driving an uninsured vehicle to get it renewed, as insurance can often be done online or over the phone.
“Arrange a ride with a friend or find alternative transportation if driving to renew your insurance is your only option. Taking the bus, rideshare or taxi is cheaper than a $598 violation ticket and towing costs,” said RCMP officials.
Police recommend that registered owners keep a few things in mind:
- Owners must renew their own insurance as is not automatically renewed.
- Drivers should check the expiry dates on the vehicle’s documents before driving.
- Renewal notices are sent only as a courtesy and your address should be up to date.
- Set a reminder in your phone’s calendar.
- Documents must be kept in the vehicle or drivers may receive an $81 fine.